Frequently Asked Questions

Everything you need to know about buying property in India, booking visits, home loans, and using BookPropertyVisit.

22 Questions Answered

Buying Property

Simply browse our listings, select a property you like, and book a free visit. Our team will arrange the visit and guide you through the entire buying process. We charge 0% commission — you deal directly with the builder or owner.
No. BookPropertyVisit charges absolutely 0% commission or brokerage. We connect buyers directly with builders and property owners, eliminating middlemen costs.
You'll typically need: Aadhaar card, PAN card, address proof, income proof (salary slips/ITR), bank statements (last 6 months), passport-size photographs, and the property documents (sale deed, title deed, encumbrance certificate, khata certificate).
Check these key documents: Title Deed (ownership proof), Encumbrance Certificate (no pending loans), RERA registration number, Approved building plan, Completion/Occupancy certificate, Tax receipts. BookPropertyVisit lists only verified properties to help protect buyers.
RERA (Real Estate Regulatory Authority) is a government body established under the Real Estate (Regulation and Development) Act, 2016. It protects home buyers by ensuring transparency, accountability, and timely delivery of projects. Always check if a property is RERA registered before buying.
Yes, NRIs can buy residential and commercial properties in India. They need: Indian passport or PIC (Person of Indian Origin) card, PAN card, NRI bank account (NRE/NRO), and a Power of Attorney if they cannot be present during registration. BookPropertyVisit helps NRIs with the entire process remotely.
In Kerala, property registration involves: 1) Verify all documents, 2) Pay stamp duty (typically 8% of property value), 3) Pay registration fee (2% of property value), 4) Visit the Sub-Registrar's office with buyer, seller, and two witnesses, 5) Execute the sale deed, 6) Get the registered document. The entire process typically takes 1-2 days.

Property Visits

You can book a free visit in three ways: 1) Click 'Book Free Visit' on any property page, 2) Chat with us on WhatsApp, or 3) Call us directly at +91 7025892205. We'll schedule a convenient time for your visit.
Yes, absolutely free. We arrange property visits at no cost to the buyer. There are no hidden charges or obligations.
Yes! We can arrange visits to multiple properties in the same area on the same day. Just let us know your preferences and we'll plan an efficient route for you.
Key things to check: 1) Construction quality (walls, flooring, fixtures), 2) Water supply and drainage, 3) Electrical fittings, 4) Ventilation and natural light, 5) Neighborhood and surroundings, 6) Road access and connectivity, 7) Amenities as promised, 8) Parking facilities, 9) Security arrangements, 10) Legal documents and approvals.

Home Loans & Finance

To get a home loan: 1) Check your eligibility (based on income, age, credit score), 2) Compare interest rates across banks (SBI, HDFC, ICICI, etc.), 3) Apply with required documents (income proof, property documents, KYC), 4) The bank will verify and sanction the loan, 5) Disbursement happens in stages for under-construction properties.
Home loan interest rates in India typically range from 8.25% to 9.5% per annum (as of 2026). Rates vary by bank, loan amount, and your credit profile. Women borrowers often get a 0.05% discount. Compare offers from multiple banks for the best rate.
Banks typically finance up to 80-90% of the property value. The loan amount depends on: your monthly income (EMI should not exceed 40-50% of income), age (younger borrowers get longer tenures), credit score (750+ is ideal), existing liabilities, and the property's valuation.
Under Indian tax laws: Section 80C — up to Rs. 1.5 lakh deduction on principal repayment; Section 24(b) — up to Rs. 2 lakh deduction on interest for self-occupied property (no limit for rented); Section 80EEA — additional Rs. 1.5 lakh for first-time buyers (for properties up to Rs. 45 lakh). Consult a tax advisor for your specific situation.

Property Types

A villa is typically part of a gated community with shared amenities (clubhouse, swimming pool, security) and follows a uniform design. An independent house is a standalone property where the owner has full control over design and modifications. Villas usually have higher resale value due to the community amenities.
Plots offer flexibility to build as per your design and are usually cheaper per sq ft. Ready-to-move properties save construction time (1-2 years) and hassle. Plots appreciate faster in developing areas, while ready properties give immediate rental income. Choose based on your timeline and investment goals.
Consider: 1) RERA registration, 2) Builder's reputation and track record, 3) Location and connectivity, 4) Floor plan and carpet area (not just super built-up area), 5) Amenities and maintenance charges, 6) Parking allocation, 7) Construction quality, 8) Resale potential, 9) Water and power supply, 10) Society rules and regulations.

About BookPropertyVisit

BookPropertyVisit is India's trusted real estate platform where you can buy, sell, and rent properties with 0% commission. We connect genuine buyers directly with builders and property owners, eliminating brokerage costs. Our platform features 664+ verified properties across India.
BookPropertyVisit currently operates across multiple cities in India including major cities in Kerala (Kannur, Kozhikode, Thrissur, Ernakulam, Malappuram, etc.), Karnataka (Bengaluru), and other states. We are continuously expanding to more locations.
BookPropertyVisit earns through premium listing packages for builders and property owners who want enhanced visibility for their properties. Buyers never pay any commission or brokerage fees.
You can reach us through: Phone: +91 7025892205, Email: info@mexilet.com, WhatsApp: Chat with us directly from any property page. Our team is available 24/7 to assist you.